We're an independent team of experienced finance specialists who focus on building long-term relationships, understanding our clients' needs, and helping them secure funding solutions that genuinely work for their business.
Whether you're funding a vehicle, investing in equipment, supporting growth, or restructuring existing facilities, our approach remains the same: clear communication, quick responses, and a commitment to making the process as simple as possible.
Between us, we bring decades of experience across asset finance, commercial funding, and business lending, helping businesses and individuals secure the funding they need with confidence.
Most importantly, we're real people who genuinely care about making finance feel simpler, more personal and easier to navigate.
With more than 30 years in the asset finance industry, Richard founded Coastal Asset Finance with a simple goal: to provide a more personal approach to business funding and build long-term relationships with every client.
Known for his extensive industry knowledge and practical approach, Richard has helped businesses across a wide range of sectors secure funding solutions that support growth, investment and long-term success.
Richard believes finance doesn't need to be complicated. It just needs to be straightforward, built around the client's goals, and delivered with genuine care.
With more than 25 years in asset finance, Darren has built a reputation for making finance feel refreshingly straightforward.
Known for his quick turnaround times, commercial thinking and ability to find solutions when others can't, Darren helps businesses and individuals secure funding with confidence.
A huge amount of Darren's business has been built through referrals and repeat clients who value not only his experience, but also the way he works. Friendly, approachable and genuinely easy to deal with, Darren believes the best business relationships are built on trust, communication and always putting the client first.
For Darren, finance isn't just about arranging funding. It's about building long-term relationships and making the whole process as simple and straightforward as possible.
Lucy brings energy, attention to detail and a genuine commitment to delivering an outstanding client experience.
Working closely with businesses and individuals across a wide range of funding requirements, Lucy takes pride in keeping every transaction moving smoothly, communicating clearly, and making the process as straightforward as possible from enquiry through to completion.
Known for being responsive, organised and easy to work with, Lucy is passionate about building strong relationships and ensuring every client feels supported throughout their funding journey.
Whether you're exploring your options or ready to move forward, we'd be delighted to help.
